BharatPe rolls out Flex, a Credit-on-UPI line powered by YES Bank with 45-day interest-free window

BharatPe Flex extends pre-approved credit lines for UPI spends across merchants, e-commerce, bills and fuel, with up to 45 days interest-free and EMI conversion. The launch deepens BharatPe's consumer play and adds a new credit rail at retail checkouts already wired for UPI.

— Filed Tue, 2 Jun, 2026, 14:15 IST · Source Business Today · Latest · Updated

BharatPe launched BharatPe Flex, a Credit-on-UPI product powered by YES BANK, offering pre-approved credit lines for UPI payments at merchants, e-commerce, bills and fuel, with up to 45 days interest-free repayment and EMI conversion.

Why this matters

BharatPe extends its consumer play with a YES Bank-backed Credit-on-UPI line, building on its merchant-first base and tapping the fast-growing UPI credit rail at retail checkouts.

Retail-brand activity steady with 861 signals in the last 90 days.