Bajaj Finance’s Q1 beat splits broker targets from ₹815 to ₹1,300

Bajaj Finance reported Q1 net profit 7% above Bloomberg consensus, but brokerage targets span ₹815–₹1,300. Consensus implies 8.6% 12-month upside, as analysts weigh asset quality, digital growth and a ₹5.5 lakh crore AUM base against valuation concerns.

— Filed Fri, 31 Jul, 2026, 10:05 IST · Source Business Today · Latest · Updated

Bajaj Finance beat Q1 profit consensus by 7%, prompting mostly positive brokerage views. Targets range from Rs 815 to Rs 1,300, while analysts cite strong asset quality, a Rs 5.5 lakh crore AUM base, digital growth engines and projected 23% loan growth.

Why this matters

The signal follows reports of Bajaj Finance's 27.4% Q1 profit growth and Motilal Oswal's Buy upgrade, alongside its push into MSMEs and first-time borrowers. The target split shows earnings growth has not resolved asset-quality and valuation concerns.

Retail-company is accelerating, up 255,960% QoQ.