Bajaj Finance Q1 profit rises 27% to ₹5,986 crore as AUM crosses ₹4 lakh crore

Bajaj Finance reported a 27.4% year-on-year rise in consolidated net profit for Q1 FY27, with net interest income up 23%. Assets under management grew 23% to ₹4,00,389 crore, though asset-quality trends remain a watchpoint.

— Filed Thu, 30 Jul, 2026, 15:47 IST · Source Mint · Markets · Updated

Bajaj Finance reported strong Q1 FY27 growth, with net profit up 27.4% and NII up 23%, while AUM rose 23% to ₹4 lakh crore. Asset-quality deterioration tempered the otherwise robust earnings performance.

Why this matters

Bajaj Finance entered Q1 with expectations of 20–25% profit growth; the reported 27.4% rise exceeds that range. It follows signals of record consumer loans amid higher electronics prices and a separate Q1 AUM-growth update.

Retail-company signals are accelerating, up +313425% QoQ.