Bajaj Finance Q1 profit rises 27.4%; Motilal Oswal upgrades to Buy

Bajaj Finance reported Q1 FY27 consolidated net profit of ₹5,986 crore, up 27.4% year-on-year, as AUM grew 24% to ₹5.46 lakh crore and asset quality improved. Shares rose as much as 6.2%, while Motilal Oswal set a ₹1,300 target price.

— Filed Fri, 31 Jul, 2026, 09:54 IST · Source Mint · Markets · Updated

Bajaj Finance posted strong Q1 FY27 earnings, with profit up 27.4%, AUM up 24% and improved asset quality. Shares climbed over 6% after results, while Motilal Oswal upgraded the consumer lender to Buy with a ₹1,300 target.

Why this matters

The result extends Bajaj Finance’s recent pattern of stronger Q1 earnings: standalone profit rose 29%, while the company is targeting MSMEs, first-time borrowers and a 3,000-store facial-recognition rollout by March 2027.

Retail-company signals are accelerating, up 255880% QoQ.