Axis and Kotak raise overseas card conversion charges, narrowing the gap with forex markups

Axis Bank will raise its dynamic currency conversion fee to 3.5% from 1.5% on August 28, while Kotak Mahindra Bank will charge 3.5% plus GST on debit-card DCC from August 1. The changes raise costs for overseas travel, international e-commerce and offshore digital subscriptions.

— Filed Thu, 30 Jul, 2026, 02:08 IST · Source ET Small Business · Updated

Axis Bank and Kotak Mahindra Bank are raising dynamic currency conversion fees on overseas card transactions, aligning charges closer to standard forex markups. The changes affect overseas travel, international e-commerce and payments to offshore digital merchants.

Why this matters

No related recent Axis Bank signals were provided; the change raises overseas card conversion costs alongside Kotak Mahindra Bank's DCC fee increase.

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