Auto lenders push embedded finance at dealerships as 8 in 10 cars go on credit

At FADA's Finance and Insurance Summit in Mumbai, lenders including Yes Bank and Mahindra Finance pitched point-of-sale credit and used-vehicle funding. With 8 of 10 cars financed, leasing (~1.5%) and subscription (~0.1%) remain nascent, leaving room to embed credit deeper into the dealership buying journey.

— Filed Mon, 13 Jul, 2026, 07:20 IST · Source Times of India · Business · Updated

At FADA's Finance and Insurance Summit in Mumbai, auto lenders including Yes Bank and Mahindra Finance pushed for embedded finance at dealerships, seamless point-of-sale credit, and better used-vehicle funding to make car purchases more integrated in India.