Auto financiers push embedded finance at dealerships to streamline car ownership
At FADA's Finance & Insurance Summit 2026 in Mumbai, Yes Bank and Mahindra Finance urged the industry to embed financing and co-lending into car sales. They flagged India's loan-dominated model versus developed markets, where leasing (~1.5%) and subscription (~0.1%) remain marginal.
At FADA's Finance & Insurance Summit 2026 in Mumbai, auto financiers including Yes Bank and Mahindra Finance urged embedded finance and co-lending models at dealerships to make car ownership seamless, citing India's traditional loan-dominated auto finance market versus developed markets.