₹5,000/month SIP for 30 years = ₹5.94cr; 5-year delay cuts corpus by ₹4.99cr
Illustrative math at 12% assumed return: a 30-year SIP of ₹5,000/month builds ₹5.94cr on ₹24L invested. Starting 5 years late drops the corpus to ₹94.88L; a 10-year delay leaves just ₹49.95L — underscoring compounding's asymmetric cost of procrastination.
Illustrative SIP math shows ₹5,000/month at 12% over 30 years yields ₹5.94 crore; delaying start by 5 or 10 years cuts corpus to ₹94.88 lakh and ₹49.95 lakh respectively, highlighting compounding's power.
Why this matters
The signal adds to ongoing retail-investor education flow on SIPs and compounding, quantifying the rupee cost of procrastination rather than citing generic long-term return claims.
Retail-brand signals steady at 84 in the last 90 days.