Flipkart Pay Later
Ask about this →0 mentions · last seen 6/5/2026
Signals
BNPL surge squeezes Indian household savings to decade-low 5.2% of GDP
LazyPay, Mobikwik, Amazon Pay Later and Flipkart Pay Later are embedding credit at e-commerce checkouts as net household savings drop to 5.2% of GDP from 7.7% pre-pandemic. RBI now mandates credit-bureau reporting; missed payments incur 24-48% interest, with EMI loads above 40-45% of take-home flagged as a debt-trap threshold.
Mint · Money · 5/18/2026, 10:12:06 AM